Medicare is a federal health insurance program primarily for people aged 65 and older. It also covers certain younger individuals with disabilities.

Initial enrollment typically starts three months before your 65th birthday and lasts for seven months. There are also other enrollment periods for specific circumstances.

Medicare Part A covers hospital stays, skilled nursing facilities, hospice care, and some home health care. Medicare Part B covers doctor visits, outpatient care, medical supplies, and preventive services.

Many people choose to supplement Medicare with a Medigap (Medicare Supplement Insurance) policy to help cover out-of-pocket costs. Others opt for a Medicare Advantage plan that often includes prescription drug coverage.

No, Medicare brokers are typically compensated by the insurance companies, so there's no direct cost to you for their services.

Getting started is simple. Reach out through our contact form or schedule a call—we’ll walk you through the next steps and answer any questions along the way.